A few insurers referred me to the ABI (Association of British Insurers) and said I should check this issue with them. Derek Farwell, ABI Policy Advisor for motor insurance, said that "the ABI is only involved in providing the group insurance rating on new vehicles, which takes into consideration the safety and security of the car as it is delivered from the factory, however, each individual insurer has the power to offer after market discounts as they deem necessary."

During the agreed discou
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